fix(bank): Swedish provider errors and a durable failure trail for bank connect attempts (#1841)

Issue #1716: a user stuck in Handelsbankens fullmakt step got a raw
provider token back (server_error, invalid_state) and support had nothing
to look at afterwards: the failed pending row is deleted by design, the
callback only logged to console (short retention), and event_log recorded
successes only. Diagnosis of the reported case: the failures were on the
bank's side (the corporate fullmakt requirement); both of the reporter's
companies connected successfully on 2026-08-12 with no code change on our
side in between, and the connections have been active and syncing since.

Changes:
- lib/errors/get-error-message.ts: getBankConnectionErrorMessage() maps
  PSD2 callback outcomes (access_denied, server_error,
  temporarily_unavailable, session expiry, plus the internal
  invalid_state, missing_parameters and invalid_code_format tokens) to
  Swedish user messages, appending the raw provider description so the
  underlying error is still surfaced.
- callback route: every bank_error redirect and the stored error_message
  now carry the mapped Swedish text; bank_error_code, bank_name and
  psu_type still flow so the settings page keeps its targeted guidance
  (Handelsbanken fullmakt steps included).
- New audit events bank_connection.consent_denied and
  bank_connection.finalize_failed are emitted on the two failure paths
  and persisted to event_log, so support can answer which attempt failed,
  with which provider error, on whose side, even after the row is gone.


Claude-Session: https://claude.ai/code/session_01SyDuePXxUFowaPBKpAv8SF

Co-authored-by: Jakob Wennberg <311770904+jakobwennberg-oss@users.noreply.github.com>
Co-authored-by: Claude Fable 5 <noreply@anthropic.com>
This commit is contained in:
Jakob Wennberg
2026-08-26 09:35:26 +02:00
committed by GitHub
co-authored by Jakob Wennberg Claude Fable 5
parent 1307d4db2e
commit 64119d30bc
6 changed files with 335 additions and 17 deletions
@@ -14,6 +14,7 @@ import {
} from '@/lib/cash-accounts/service'
import { fanOutSessionRenewal } from '@/extensions/general/enable-banking/lib/session-sharing'
import { supersedeSiblingConnections } from '@/extensions/general/enable-banking/lib/supersede'
import { getBankConnectionErrorMessage } from '@/lib/errors/get-error-message'
import { renderFinalizeShell, renderFinalizeRedirect } from './finalize-page'
// This route emits bank_connection.consent_granted / .cash_account_mirror_failed
@@ -82,7 +83,11 @@ export async function GET(request: Request) {
const baseUrl = process.env.NEXT_PUBLIC_APP_URL || 'http://localhost:3000'
if (error) {
const errorMessage = errorDescription || error
// Swedish user-facing message carrying the underlying provider error; the
// raw code/description stays in the log lines and the audit event below.
// Previously the raw provider text was passed through verbatim, which
// gave a stuck user nothing to act on (issue #1716).
const userMessage = getBankConnectionErrorMessage(error, errorDescription)
// access_denied is the user cancelling at the bank — an expected outcome,
// not a runtime error. Only bank-side failures stay at error level.
const isUserCancel =
@@ -104,7 +109,7 @@ export async function GET(request: Request) {
// (which stays 'expired' during the round-trip) is also handled.
const { data: pendingConn } = await supabase
.from('bank_connections')
.select('id, user_id, bank_name, psu_type, status')
.select('id, user_id, company_id, bank_name, psu_type, status')
.eq('oauth_state', state)
.in('status', ['pending', 'expired', 'error'])
.single()
@@ -142,16 +147,41 @@ export async function GET(request: Request) {
await supabase
.from('bank_connections')
.update({ status: isSessionExpiry ? 'expired' : 'error', error_message: errorMessage, oauth_state: null })
.update({ status: isSessionExpiry ? 'expired' : 'error', error_message: userMessage, oauth_state: null })
.eq('id', pendingConn.id)
}
// Durable audit trail for the failed attempt (issue #1716): the
// fresh-connect row was just deleted and console logs expire, so
// event_log is the only place support can later see which attempt
// failed with which provider error.
try {
await eventBus.emit({
type: 'bank_connection.consent_denied',
payload: {
connectionId: pendingConn.id,
bankName: pendingConn.bank_name ?? null,
psuType: pendingConn.psu_type ?? null,
errorCode: error,
errorDescription: errorDescription ?? null,
priorStatus: pendingConn.status,
userId: pendingConn.user_id,
companyId: pendingConn.company_id,
},
})
} catch (emitError) {
log.error(AUDIT_EMIT_FAILED, emitError as Error, {
eventType: 'bank_connection.consent_denied',
connectionId: pendingConn.id,
})
}
// Include bank name, error code, and psu_type in the redirect so the
// UI can render targeted guidance (e.g. PSU-type retry on
// access_denied, or the Handelsbanken corporate fullmakt steps on
// server_error for a business connect).
const params = new URLSearchParams({
bank_error: errorMessage,
bank_error: userMessage,
...(pendingConn.bank_name ? { bank_name: pendingConn.bank_name } : {}),
bank_error_code: error,
...(pendingConn.psu_type ? { psu_type: pendingConn.psu_type } : {}),
@@ -164,18 +194,22 @@ export async function GET(request: Request) {
}
return NextResponse.redirect(
`${baseUrl}/settings/banking?bank_error=${encodeURIComponent(errorMessage)}`
`${baseUrl}/settings/banking?bank_error=${encodeURIComponent(userMessage)}`
)
}
if (!code || !state) {
return NextResponse.redirect(`${baseUrl}/settings/banking?bank_error=missing_parameters`)
return NextResponse.redirect(
`${baseUrl}/settings/banking?bank_error=${encodeURIComponent(getBankConnectionErrorMessage('missing_parameters'))}`
)
}
// Validate authorization code format
const codePattern = /^[a-zA-Z0-9._~+\/-]{8,2048}$/
if (!codePattern.test(code)) {
return NextResponse.redirect(`${baseUrl}/settings/banking?bank_error=invalid_code_format`)
return NextResponse.redirect(
`${baseUrl}/settings/banking?bank_error=${encodeURIComponent(getBankConnectionErrorMessage('invalid_code_format'))}`
)
}
const supabase = await createServiceClient()
@@ -201,7 +235,7 @@ export async function GET(request: Request) {
hasCode: !!code,
})
return NextResponse.redirect(
`${baseUrl}/settings/banking?bank_error=${encodeURIComponent('invalid_state')}`
`${baseUrl}/settings/banking?bank_error=${encodeURIComponent(getBankConnectionErrorMessage('invalid_state'))}`
)
}
@@ -214,13 +248,36 @@ export async function GET(request: Request) {
try {
return await finalizeConnection(supabase, pendingConnection, code)
} catch (finalizeError) {
const reason =
finalizeError instanceof Error ? finalizeError.message : String(finalizeError)
console.error('[enable-banking] Callback error', {
message: finalizeError instanceof Error ? finalizeError.message : String(finalizeError),
message: reason,
stack: finalizeError instanceof Error ? finalizeError.stack : undefined,
name: finalizeError instanceof Error ? finalizeError.name : undefined,
state,
connectionId: pendingConnection.id,
})
// Durable audit trail (issue #1716): the fresh-connect row is deleted by
// the cleanup below and console logs expire, so event_log is the only
// place support can later see that this attempt failed and why.
try {
await eventBus.emit({
type: 'bank_connection.finalize_failed',
payload: {
connectionId: pendingConnection.id,
bankName: pendingConnection.bank_name ?? null,
reason,
priorStatus: pendingConnection.status,
userId: pendingConnection.user_id,
companyId: pendingConnection.company_id,
},
})
} catch (emitError) {
log.error(AUDIT_EMIT_FAILED, emitError as Error, {
eventType: 'bank_connection.finalize_failed',
connectionId: pendingConnection.id,
})
}
return cleanupFailedFinalize(supabase, pendingConnection)
}
})()