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* feat(invoices): expose the automatic reminder kill switch in settings The send_invoice_reminders column, API schema, and cron processor check already existed, but no UI ever exposed the toggle. Add a switch in Settings -> Fakturering (day thresholds fold away when off, values preserved), and make the invoice detail Paminnelser card say reminders are off instead of promising emails that will never be sent. Co-Authored-By: Claude Fable 5 <noreply@anthropic.com> * fix(invoices): do not assume reminders enabled before settings load CodeRabbit finding on PR 1476: with no company_settings row loaded, the Paminnelser card defaulted to promising the reminder schedule. Track the toggle as boolean | null and render no schedule text until the settings row has actually resolved. Co-Authored-By: Claude Fable 5 <noreply@anthropic.com> --------- Co-authored-by: Claude Fable 5 <noreply@anthropic.com>