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Disconnecting a bank left its cash_accounts rows pointing at the revoked connection, so the BAS slot (e.g. 1930) looked taken forever: reconnecting the same bank was shunted to 1939 and the picker save was rejected with a 400 the user never saw. Four coordinated fixes: - DELETE /disconnect now demotes the connection's cash_accounts rows to manual (bank_connection_id = null) after marking the connection revoked. Rows are never deleted: transactions.cash_account_id and ledger history reference them, and upsertFromPsd2 promotes manual holders in place on reconnect. - findFreeLedgerAccount and the PATCH /accounts collision guard no longer count claims held by revoked connections (new getRevokedConnectionIds helper). This is the self-heal path for rows orphaned before this fix: no manual data repair needed. - upsertFromPsd2 promotes a holder row owned by a revoked connection in place (same as the manual seed row), keeping the row id stable so the ledger's transaction history stays attached. A duplicate row for the same connection+uid on an overflow slot (mirrored there by the callback while the slot was wrongly blocked) is merged: deleted when it has no linked transactions, demoted to manual otherwise. Either way a primary duplicate hands the flag to the promoted row, so the __PRIMARY_SEK__ sentinel never resolves to a deleted or stale manual row. The linked-transactions probe is company-scoped (defense in depth on the service-role client). - AccountPickerDialog surfaces rejected saves inline in the picker with the picks intact instead of routing them into the sync-progress modal. It also stops signaling the parent to close before the request resolves: the parent unmounts the whole component on close, which tore down the progress modal mid-flight and made every save outcome (including the 400) invisible. Tests: allocator revoked-exclusion + promote/merge unit tests in lib/cash-accounts, PATCH self-heal case in accounts-route.test.ts, and a new disconnect-route.test.ts covering claim release and its failure mode. Fixes #916 Co-authored-by: Claude Fable 5 <noreply@anthropic.com>