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Unchecking the wrong bank account and putting the right one on 1930 answered 400 "Flera bankkonton kan inte bokföras på samma konto": the collision pass counted every stored account as a claim, the picker hides the ledger dropdown for unchecked rows, and disconnect plus reconnect re-claims the same cash_accounts rows by IBAN. No route out (support case 2026-09-09, two 400s on the route in the Vercel logs). Checked accounts stay hard claims (duplicate and foreign-live = 400). Unchecked accounts hold their ledger as a soft claim: kept and mirrored with enabled=false unless a checked account wants it, then they yield and lose the prefill. Contested rows (this connection's row for a yielded or moved account, another connection's row for an account unchecked there) are demoted to manual in one update before the mirror, so upsertFromPsd2 promotes the holder in place and row ids, transaction links and the is_primary flag on the 1930 row survive. The same pass makes two checked accounts swapping ledgers work, which previously tripped the unique constraint in both upserts and was swallowed. Co-authored-by: Jakob Wennberg <311770904+jakobwennberg-oss@users.noreply.github.com> Co-authored-by: Claude Fable 5.1 <noreply@anthropic.com>