A present PstlAdr must carry TwnNm from November 2026 (PFH_222), so
BGNR-to-BGNR payments now carry no creditor address at all (rule 020
requires none there), IBAN-debited payments carry the supplier's town
(snapshotted as payee_city) plus Ctry SE, and the debtor address comes
from company settings, clearing the info-level rule 236 as well.
Co-authored-by: Jakob Wennberg <311770904+jakobwennberg-oss@users.noreply.github.com>
Co-authored-by: Claude Fable 5 <noreply@anthropic.com>