-- Swedbank MIG rule PFH_222 (Validex round 2, 2026-08-10): when a creditor -- postal address is present, TwnNm is mandatory from November 2026. IBAN- -- debited payments require the address (rule 237), so items snapshot the -- supplier's city at creation, same immutability rules as the other payee -- fields. Nullable: suppliers without a city keep working (BGNR-debited -- payments carry no creditor address at all). -- -- pg-test: covered-by tests/pg/supplier-payment-batches.pg.test.ts ALTER TABLE public.supplier_payment_batch_items ADD COLUMN payee_city text; NOTIFY pgrst, 'reload schema';