feat(settings): per-company data-analysis opt-in gating the calibration corpus (#1346) (#2007)

* feat(settings): per-company opt-in for data analysis of bookkeeping outcomes (#1346)

Adds company_settings.data_analysis_opt_in (default false, no grandfathering)
and gates every path that reads bookkeeping outcomes across companies on it:
POST /api/agent/categorize/outcome stops writing calibration samples for
companies that have not opted in, and the backtest / calibration-fit scripts
filter to opted-in company ids. One helper (lib/company/data-analysis.ts)
is the single gate for future analysis paths. A toggle on Inställningar >
Företag states plainly what is analysed (proposed vs booked account, amount,
confidence; no free text, no personal data) in sv and en. The flag is UI-only
by design: consent is a human action, so it is absent from the v1 REST / MCP
settings pick lists.

Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>
Claude-Session: https://claude.ai/code/session_015nAd8XJ2RPCmG2eKoLBdna

* fix(settings): make data-analysis consent copy true for the backtest path (#1346)

Addresses adversarial review findings on PR #2007:

- Findings 1-3 (consent narrower than the gated processing): the flag also
  gates scripts/backtest-categorize.ts, which re-runs transaction
  descriptions, merchant names and matched underlag through the model. The
  sv/en toggle help and disclosure now state that explicitly as "evaluation
  runs" and no longer claim that free text or underlag are excluded. The
  migration header and COMMENT, the lib/company/data-analysis.ts docstring,
  the backtest script header and the DECISIONS line say the same. Kept the
  gate (un-gating would put the script back to reading every company with
  no consent at all). A test pins that both locales name those inputs and
  contain no "no free text / no underlag" denial.
- Finding 4 (member sees an active switch that RLS rejects): the toggle is
  now enabled only for owner/admin, matching the company_settings update
  policy; the disclosure says only administrators can change the choice.

Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>
Claude-Session: https://claude.ai/code/session_015nAd8XJ2RPCmG2eKoLBdna

* fix(scripts): address round-2 review findings (#1346)

1. [minor] Opted-in company filter was an unbounded PostgREST `in` list in
   the URL (scripts/fit-categorize-calibration.ts, scripts/backtest-categorize.ts).
   Both scripts now read the opted-in ids through a shared, paginated helper
   (listDataAnalysisOptedInCompanyIds, fetchAllRows so the pre-fetch no longer
   caps at 1000) and query per chunk of 100 ids (chunkCompanyIds). The fit
   script pages each chunk on the id PK; the backtest merges per-chunk
   results and re-cuts to the N most recent overall. Early exit on zero
   opt-ins is kept. Pinned with tests in lib/company/__tests__/data-analysis.test.ts.

Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>
Claude-Session: https://claude.ai/code/session_015nAd8XJ2RPCmG2eKoLBdna

* fix(scripts): coerce a null transaction description in the backtest (#1346)

The typed row from the chunked consent query made description nullable,
which TransactionForSelect does not accept; fall back to the original
description or an empty string, as the untyped row did implicitly before.

Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>
Claude-Session: https://claude.ai/code/session_015nAd8XJ2RPCmG2eKoLBdna

---------

Co-authored-by: Jakob Wennberg <311770904+jakobwennberg-oss@users.noreply.github.com>
Co-authored-by: Claude Fable 5 <noreply@anthropic.com>

app/api/settings/__tests__/route.test.ts

@@ -116,6 +116,39 @@ describe('PUT /api/settings', () => {
     expect(deadlineMocks.regenerate).not.toHaveBeenCalled()
   })
 
+  it('accepts the data_analysis_opt_in consent toggle', async () => {
+    enqueueMany([
+      { data: { entity_type: 'enskild_firma', onboarding_complete: true } }, // fetch oldSettings
+      { data: { id: 's1', data_analysis_opt_in: true } },                     // update ... returning
+      { data: null, count: 5 },                                               // deadlines count (has some -> no regen)
+    ])
+
+    const request = createMockRequest('/api/settings', {
+      method: 'PUT',
+      body: { data_analysis_opt_in: true },
+    })
+    const response = await PUT(request, { params: Promise.resolve({}) })
+    const { status, body } = await parseJsonResponse<{ data: { data_analysis_opt_in: boolean } }>(response)
+
+    expect(status).toBe(200)
+    expect(body.data.data_analysis_opt_in).toBe(true)
+    expect(deadlineMocks.regenerate).not.toHaveBeenCalled()
+  })
+
+  it('rejects a non-boolean data_analysis_opt_in value', async () => {
+    enqueueMany([
+      { data: { onboarding_complete: true } }, // oldSettings
+    ])
+
+    const request = createMockRequest('/api/settings', {
+      method: 'PUT',
+      body: { data_analysis_opt_in: 'yes' },
+    })
+    const response = await PUT(request, { params: Promise.resolve({}) })
+
+    expect(response.status).toBe(400)
+  })
+
   it('round-trips share capital fields and clears them with null', async () => {
     const updates = { aktiekapital: 25000, antal_aktier: 500 }
     enqueueMany([