diff --git a/extensions/general/mcp-server/__tests__/sie-drop-widget.test.ts b/extensions/general/mcp-server/__tests__/sie-drop-widget.test.ts
index a91fcbbf..30c1fd42 100644
--- a/extensions/general/mcp-server/__tests__/sie-drop-widget.test.ts
+++ b/extensions/general/mcp-server/__tests__/sie-drop-widget.test.ts
@@ -18,6 +18,15 @@ describe('SIE drop widget', () => {
     expect(widget?.html).toContain("addEventListener('drop'")
   })
 
+  it('carries the approval in-card: two-click BFL confirm on the staged import', () => {
+    const html = widget!.html
+    expect(html).toContain("callTool('gnubok_approve_pending_operation'")
+    // High-risk approve arms confirmed=true only on the second, deliberate
+    // click: the human acknowledgment, never a default.
+    expect(html).toContain('args.confirmed = true')
+    expect(html).toContain('BFL 5 kap 5')
+  })
+
   it('passes exact bytes through tools/call with a sha256, never retyped or fetched', () => {
     const html = widget!.html
     expect(html).toContain("callTool('gnubok_sie_preflight'")
diff --git a/extensions/general/mcp-server/skills/onboarding.ts b/extensions/general/mcp-server/skills/onboarding.ts
index 085ee6c9..36a6ce08 100644
--- a/extensions/general/mcp-server/skills/onboarding.ts
+++ b/extensions/general/mcp-server/skills/onboarding.ts
@@ -23,9 +23,13 @@ tables, no cross-checks the user did not ask about (bolagsstämma dates,
 EU-moms edge cases, K-regelverk). The user can always ask for depth; the
 flow must never make them scroll past it.
 
-**Memory first.** Before asking the opening questions, check what you
-already know about the user (memory, earlier conversation): orgnr, company
-name, bank, previous system. Ask only for what is genuinely missing.
+**Memory first, memory back.** Before asking the opening questions, check
+what you already know about the user (memory, earlier conversation):
+orgnr, company name, bank, previous system. Ask only for what is
+genuinely missing. AFTER the company is created, save the durable facts
+to memory (orgnr, company name, bank, fiscal year, moms period, previous
+system, that Accounted is set up): the user's next conversation should
+need zero of these questions.
 
 ## When to use
 
@@ -128,14 +132,15 @@ reaches far enough back anyway.
    \`sha256\`. NEVER reproduce a large file token by token: unhashed
    oversized inline content is refused because a mid-verifikat truncation
    imports silently incomplete bookkeeping.
-3. Summarize the preflight in a few lines: source system, fiscal years,
-   verifikat count, balance status, org-number match, the one warning that
-   matters. On the user's go-ahead: \`gnubok_import_sie\` with the same
-   source (\`upload_id\` or content) and the preflight's \`mappings\`. It
-   stages for approval; after commit verify with
-   \`gnubok_get_trial_balance\`, and explain any skipped voucher numbers
-   with \`gnubok_explain_voucher_gap\` (BFNAR 2013:2; an unexplained gap
-   blocks year-end).
+3. THE CARD ACTS WITHOUT YOU SEEING IT: it stages the import and can
+   approve it too. When the user writes after a card was shown, your
+   FIRST call is \`gnubok_list_pending_operations\`: an empty ledger does
+   NOT mean the file never arrived; the import may be staged (approve it
+   on the user's word) or already booked. Without the card: summarize the
+   preflight in a few lines and stage \`gnubok_import_sie\` with the
+   preflight's \`mappings\`. After commit: \`gnubok_get_trial_balance\`
+   and \`gnubok_explain_voucher_gap\` for any skipped numbers (BFNAR
+   2013:2; unexplained gaps block year-end).
 4. Multiple fiscal years = multiple files: import oldest first so IB/UB
    chains. The web wizard at \`/import?mode=sie\` is the fallback when no
    upload path works; Fortnox users can also run the full API migration
@@ -157,6 +162,28 @@ turn; on claude.ai/Desktop both render connect cards with buttons.
 When the user says they are done (or comes back), re-call
 \`gnubok_connect_bank\` to verify \`connected\`, then go DIRECTLY to step 5.
 
+## Step 4b: after the import: efterkontroll (this is where trust is won)
+
+Run a short audit pass as soon as history + bank are in, and fix findings
+through the normal staged flow, a few lines per finding:
+
+- \`gnubok_get_trial_balance\`: does the book balance and match the SIE?
+- Skattekonto vs 1630: if Skatteverket is connected, reconcile the
+  skattekonto events against the ledger. Common finds: paid payroll taxes
+  still standing as liabilities on 2710/2731, the 1630 account missing
+  entirely, unbooked ränta/avgifter (kostnadsränta 8423, skattefri
+  intäktsränta 8314, ej avdragsgill förseningsavgift 6992: never the
+  ordinary cost accounts, or the year-end tax computation goes wrong).
+- Auto-created bank accounts (1930/1931/1935) named after the company:
+  suggest proper names.
+- Underlag coverage: verifikat over ~5 000 kr without documents (BFL 5
+  kap 6 §): list them, offer the receipt-matcher flow.
+- Voucher gaps: explain each with \`gnubok_explain_voucher_gap\`.
+
+Present findings as a short numbered list with amounts, fix in priority
+order on the user's go-ahead, and re-verify the reconciled balances match
+external truth (skattekonto saldo, bank balance) to the krona.
+
 ## Step 5: first bookkeeping, immediately
 
 Call \`gnubok_list_uncategorized_transactions\` as soon as the bank is
diff --git a/extensions/general/mcp-server/widgets/sie-drop.ts b/extensions/general/mcp-server/widgets/sie-drop.ts
index 2811f3ef..8702657c 100644
--- a/extensions/general/mcp-server/widgets/sie-drop.ts
+++ b/extensions/general/mcp-server/widgets/sie-drop.ts
@@ -246,7 +246,16 @@ export const SIE_DROP_HTML = `<!DOCTYPE html>
     else hide('actions');
   }
 
+  // After staging, the same button becomes the approval: first click arms
+  // the BFL acknowledgment, second click commits (confirmed=true for the
+  // high-risk import). The human click IS the acknowledgment, exactly like
+  // the pending-operations widget. Keeping approval in the card closes the
+  // loop that previously stranded the staged import until the user prodded
+  // the agent ("kolla igen", E2E #10).
+  let stagedOp = null; // { id, risk, armed }
+
   el('import').addEventListener('click', function() {
+    if (stagedOp) { approveStaged(); return; }
     if (!fileState || !fileState.preflight) return;
     el('import').disabled = true;
     el('import').textContent = 'Importerar…';
@@ -260,10 +269,17 @@ export const SIE_DROP_HTML = `<!DOCTYPE html>
       import_transactions: true
     }).then(function(res) {
       const sc = parseResult(res);
-      el('import').textContent = 'Import förberedd';
-      note('Importen är förberedd och väntar på godkännande: säg till i chatten eller godkänn i Accounted, så bokförs verifikationerna.');
+      if (sc && sc.operation_id) {
+        stagedOp = { id: sc.operation_id, risk: sc.risk_level || 'high', armed: false };
+        el('import').disabled = false;
+        el('import').textContent = 'Godkänn bokföringen';
+        note('Importen är förberedd. Godkänn här i kortet så bokförs verifikationerna, eller säg till i chatten.');
+      } else {
+        el('import').textContent = 'Import förberedd';
+        note('Importen är förberedd och väntar på godkännande i chatten eller i Accounted.');
+      }
       sendNotification('ui/updateContext', {
-        content: 'SIE-importen av ' + fileState.name + ' är stagead' + (sc && sc.operation_id ? ' (operation ' + sc.operation_id + ')' : '') + ' och väntar på godkännande.'
+        content: 'SIE-importen av ' + fileState.name + ' är stagead' + (sc && sc.operation_id ? ' (operation ' + sc.operation_id + ')' : '') + ' och väntar på godkännande i importkortet.'
       });
     }).catch(function(err) {
       el('import').disabled = false;
@@ -271,6 +287,31 @@ export const SIE_DROP_HTML = `<!DOCTYPE html>
       note('Import misslyckades: ' + (err && err.message ? err.message : 'okänt fel'));
     });
   });
+
+  function approveStaged() {
+    if (stagedOp.risk === 'high' && !stagedOp.armed) {
+      stagedOp.armed = true;
+      el('import').textContent = 'Bekräfta: oåterkalleligt (BFL 5 kap 5 §)';
+      note('Bokförda verifikat kan inte raderas, endast rättas med storno. Klicka igen för att bokföra.');
+      return;
+    }
+    el('import').disabled = true;
+    el('import').textContent = 'Bokför…';
+    const args = { operation_id: stagedOp.id };
+    if (stagedOp.risk === 'high') args.confirmed = true;
+    callTool('gnubok_approve_pending_operation', args).then(function() {
+      el('import').textContent = 'Bokfört';
+      note('Importen är godkänd och bokförd. Fortsätt i chatten: verifiera med råbalansen och förklara eventuella verifikatluckor.');
+      sendNotification('ui/updateContext', {
+        content: 'SIE-importen är GODKÄND och bokförd via importkortet (operation ' + stagedOp.id + '). Nästa steg: gnubok_get_trial_balance för verifiering och gnubok_explain_voucher_gap för eventuella luckor.'
+      });
+    }).catch(function(err) {
+      el('import').disabled = false;
+      stagedOp.armed = false;
+      el('import').textContent = 'Godkänn bokföringen';
+      note('Godkännandet misslyckades: ' + (err && err.message ? err.message : 'okänt fel'));
+    });
+  }
 })();
 </script>
 </body>