diff --git a/app/(dashboard)/settings/billing/page.tsx b/app/(dashboard)/settings/billing/page.tsx
index 196f9a7c..d0101be5 100644
--- a/app/(dashboard)/settings/billing/page.tsx
+++ b/app/(dashboard)/settings/billing/page.tsx
@@ -1,83 +1,7 @@
-import { Check } from 'lucide-react'
-import { createClient } from '@/lib/supabase/server'
-import { getActiveCompanyId } from '@/lib/company/context'
-import { statusGrantsAccess } from '@/lib/stripe/subscription-sync'
-import { isStripeConfigured } from '@/lib/stripe/client'
-import { BillingActions } from '@/components/settings/BillingActions'
+import { BillingSettingsContent } from '@/components/settings/sections/BillingSettingsContent'
 
 export const metadata = { title: 'Abonnemang' }
 
-// What the paid tier unlocks (mirrors lib/entitlements PAID_CAPABILITIES).
-const INCLUDED = [
-  'AI-assistent: chatt, kategorisering och dokumenttolkning',
-  'Bankkoppling och automatisk synk (PSD2)',
-  'Skatteverket: moms- och AGI-inlämning',
-  'E-postutskick av fakturor, påminnelser och lönebesked',
-]
-
-// Free for everyone — reassures users that the core ledger is never withheld.
-const ALWAYS_FREE =
-  'All bokföring, fakturering, rapporter, SIE-export, org.nr-uppslag och momsnummerkontroll ingår alltid utan kostnad.'
-
-/**
- * Upgrade / subscription page — the destination every "Uppgradera" affordance
- * points to. Reads the active company's subscription status to show either the
- * Checkout CTA or the manage-subscription portal; fulfilment itself happens via
- * the Stripe webhook, never this page.
- */
-export default async function BillingPage() {
-  const supabase = await createClient()
-  const {
-    data: { user },
-  } = await supabase.auth.getUser()
-
-  let isActive = false
-  if (user) {
-    const companyId = await getActiveCompanyId(supabase, user.id)
-    if (companyId) {
-      const { data: sub } = await supabase
-        .from('company_subscriptions')
-        .select('status')
-        .eq('company_id', companyId)
-        .maybeSingle()
-      isActive = statusGrantsAccess((sub as { status: string | null } | null)?.status)
-    }
-  }
-  const configured = isStripeConfigured()
-
-  return (
-    <div className="max-w-2xl">
-      <h1 className="font-display text-2xl tracking-tight mb-1">Abonnemang</h1>
-      <p className="text-muted-foreground mb-6">
-        {isActive
-          ? 'Ditt abonnemang är aktivt. Du kan hantera eller avsluta det när som helst.'
-          : 'Lås upp AI-assistenten, bankkoppling, Skatteverket-inlämning och e-postutskick.'}
-      </p>
-
-      <div className="rounded-xl border border-border bg-card p-6 shadow-sm">
-        <div className="flex items-baseline gap-2">
-          <span className="font-display text-3xl tracking-tight">199 kr</span>
-          <span className="text-muted-foreground">/ månad</span>
-        </div>
-        <p className="text-sm text-muted-foreground mt-1">
-          eller 1&nbsp;999 kr per år (två månader gratis).
-        </p>
-
-        <ul className="mt-5 space-y-2.5">
-          {INCLUDED.map((item) => (
-            <li key={item} className="flex items-start gap-2.5 text-sm">
-              <Check className="h-4 w-4 mt-0.5 shrink-0 text-foreground" />
-              <span>{item}</span>
-            </li>
-          ))}
-        </ul>
-
-        <div className="mt-6">
-          <BillingActions isActive={isActive} configured={configured} />
-        </div>
-      </div>
-
-      <p className="text-xs text-muted-foreground mt-4 leading-relaxed">{ALWAYS_FREE}</p>
-    </div>
-  )
+export default function BillingPage() {
+  return <BillingSettingsContent />
 }
diff --git a/app/api/billing/status/route.ts b/app/api/billing/status/route.ts
new file mode 100644
index 00000000..8aa2b8de
--- /dev/null
+++ b/app/api/billing/status/route.ts
@@ -0,0 +1,48 @@
+import { NextResponse } from 'next/server'
+import { requireAuth } from '@/lib/auth/require-auth'
+import { requireCompanyId } from '@/lib/company/context'
+import { isStripeConfigured } from '@/lib/stripe/client'
+
+/**
+ * Billing status for the client-rendered billing section (which lives inside the
+ * settings modal Dialog and can't read the DB server-side). Returns whether the
+ * company is paying, whether Stripe checkout is configured, and the trial expiry
+ * (for the days-left urgency banner). Read-only.
+ */
+export async function GET() {
+  const { user, supabase, error } = await requireAuth()
+  if (error) return error
+
+  let companyId: string | null = null
+  try {
+    companyId = await requireCompanyId(supabase, user.id)
+  } catch {
+    companyId = null
+  }
+
+  let isPaying = false
+  let trialEndsAt: string | null = null
+  if (companyId) {
+    const { data: sub } = await supabase
+      .from('company_subscriptions')
+      .select('status')
+      .eq('company_id', companyId)
+      .maybeSingle()
+    const status = (sub as { status: string | null } | null)?.status ?? null
+    // Paying = a real subscription. Deliberately excludes 'trialing' so a
+    // trialing company still sees the upgrade path (not the manage button).
+    isPaying = status === 'active' || status === 'past_due'
+
+    const { data: trial } = await supabase
+      .from('capability_grants')
+      .select('expires_at')
+      .eq('company_id', companyId)
+      .eq('source', 'trial')
+      .order('expires_at', { ascending: false })
+      .limit(1)
+      .maybeSingle()
+    trialEndsAt = (trial as { expires_at: string | null } | null)?.expires_at ?? null
+  }
+
+  return NextResponse.json({ isPaying, configured: isStripeConfigured(), trialEndsAt })
+}
diff --git a/components/settings/BillingActions.tsx b/components/settings/BillingActions.tsx
index e8a737e0..9d159c6d 100644
--- a/components/settings/BillingActions.tsx
+++ b/components/settings/BillingActions.tsx
@@ -1,16 +1,32 @@
 'use client'
 
-import { useState } from 'react'
+import { useState, type ReactNode } from 'react'
 import { Button } from '@/components/ui/button'
+import { Badge } from '@/components/ui/badge'
 import { useToast } from '@/components/ui/use-toast'
 import type { BillingPlan } from '@/lib/stripe/client'
 
+const PRICE: Record<BillingPlan, { amount: string; suffix: string; sub: string; cta: string }> = {
+  monthly: {
+    amount: '199 kr',
+    suffix: '/ mån',
+    sub: 'Faktureras månadsvis.',
+    cta: 'Aktivera abonnemang – 199 kr/mån',
+  },
+  yearly: {
+    amount: '166 kr',
+    suffix: '/ mån',
+    sub: '1 999 kr/år — du betalar för 10 månader.',
+    cta: 'Aktivera årsabonnemang – 1 999 kr/år',
+  },
+}
+
 /**
- * Client CTA for the billing page. Active subscribers get the Stripe Customer
- * Portal (manage/cancel); everyone else gets a plan toggle + Checkout. Both
+ * Interactive billing CTA. Paying companies get the Stripe Customer Portal
+ * (manage/cancel); everyone else gets a reactive plan picker + Checkout. Both
  * POST to a route that returns a hosted Stripe URL we redirect to.
  */
-export function BillingActions({ isActive, configured }: { isActive: boolean; configured: boolean }) {
+export function BillingActions({ isPaying, configured }: { isPaying: boolean; configured: boolean }) {
   const { toast } = useToast()
   const [loading, setLoading] = useState(false)
   const [plan, setPlan] = useState<BillingPlan>('yearly')
@@ -36,7 +52,7 @@ export function BillingActions({ isActive, configured }: { isActive: boolean; co
     }
   }
 
-  if (isActive) {
+  if (isPaying) {
     return (
       <Button size="lg" onClick={() => go('/api/billing/portal')} disabled={loading} className="w-full sm:w-auto">
         Hantera abonnemang
@@ -46,38 +62,49 @@ export function BillingActions({ isActive, configured }: { isActive: boolean; co
 
   if (!configured) {
     return (
-      <Button size="lg" disabled className="w-full sm:w-auto">
+      <Button size="lg" disabled className="w-full">
         Uppgradering öppnar snart
       </Button>
     )
   }
 
+  const segment = (p: BillingPlan, label: ReactNode) => (
+    <button
+      type="button"
+      onClick={() => setPlan(p)}
+      className={`flex items-center rounded-md px-3 py-2 transition-colors ${
+        plan === p ? 'bg-secondary text-foreground' : 'text-muted-foreground hover:text-foreground'
+      }`}
+    >
+      {label}
+    </button>
+  )
+
   return (
-    <div className="space-y-3">
-      <div className="inline-flex rounded-lg border border-border p-1 text-sm">
-        {(['monthly', 'yearly'] as BillingPlan[]).map((p) => (
-          <button
-            key={p}
-            type="button"
-            onClick={() => setPlan(p)}
-            className={`rounded-md px-3 py-1.5 transition-colors ${
-              plan === p ? 'bg-secondary text-foreground' : 'text-muted-foreground hover:text-foreground'
-            }`}
-          >
-            {p === 'monthly' ? 'Månadsvis' : 'Årsvis'}
-          </button>
-        ))}
-      </div>
+    <div className="space-y-4">
       <div>
-        <Button
-          size="lg"
-          onClick={() => go('/api/billing/checkout', { plan })}
-          disabled={loading}
-          className="w-full sm:w-auto"
-        >
-          Uppgradera
-        </Button>
+        <div className="flex items-baseline gap-2">
+          <span className="font-display text-3xl tracking-tight tabular-nums">{PRICE[plan].amount}</span>
+          <span className="text-muted-foreground">{PRICE[plan].suffix}</span>
+        </div>
+        <p className="text-sm text-muted-foreground mt-1">{PRICE[plan].sub}</p>
       </div>
+
+      <div className="inline-flex rounded-lg border border-border p-1 text-sm">
+        {segment('monthly', 'Månadsvis')}
+        {segment(
+          'yearly',
+          <>
+            Årsvis
+            <Badge variant="success" className="ml-2">Spara 2 mån</Badge>
+          </>,
+        )}
+      </div>
+
+      <Button size="lg" onClick={() => go('/api/billing/checkout', { plan })} disabled={loading} className="w-full">
+        {loading ? 'Öppnar…' : PRICE[plan].cta}
+      </Button>
+      <p className="text-xs text-muted-foreground text-center">Säker betalning via Stripe · Avsluta när du vill</p>
     </div>
   )
 }
diff --git a/components/settings/sections/BillingSettingsContent.tsx b/components/settings/sections/BillingSettingsContent.tsx
new file mode 100644
index 00000000..c69d0478
--- /dev/null
+++ b/components/settings/sections/BillingSettingsContent.tsx
@@ -0,0 +1,120 @@
+'use client'
+
+import { useEffect, useState } from 'react'
+import { Check, Clock } from 'lucide-react'
+import { Card, CardContent, CardHeader, CardTitle } from '@/components/ui/card'
+import { Skeleton } from '@/components/ui/skeleton'
+import { formatDateLong } from '@/lib/utils'
+import { BillingActions } from '@/components/settings/BillingActions'
+
+// What the paid tier unlocks (mirrors lib/entitlements PAID_CAPABILITIES).
+const INCLUDED = [
+  'AI-assistent: chatt, kategorisering och dokumenttolkning',
+  'Bankkoppling och automatisk synk (PSD2)',
+  'Skatteverket: moms- och AGI-inlämning',
+  'E-postutskick av fakturor, påminnelser och lönebesked',
+]
+
+const ALWAYS_FREE =
+  'All bokföring, fakturering, rapporter, SIE-export, org.nr-uppslag och momsnummerkontroll ingår alltid utan kostnad.'
+
+interface BillingView {
+  isPaying: boolean
+  configured: boolean
+  trialEndsAt: string | null
+  daysLeft: number | null
+}
+
+/**
+ * Settings → Abonnemang. Rendered both as the full page (thin wrapper) and
+ * inside the settings modal (via SETTINGS_SECTIONS), so it's a client component
+ * that reads its state from GET /api/billing/status.
+ */
+export function BillingSettingsContent() {
+  const [view, setView] = useState<BillingView | null>(null)
+
+  useEffect(() => {
+    let active = true
+    fetch('/api/billing/status')
+      .then((r) => r.json())
+      .then((d: { isPaying: boolean; configured: boolean; trialEndsAt: string | null }) => {
+        if (!active) return
+        // Compute days-left here (effect), not during render, to keep render pure.
+        const daysLeft = d.trialEndsAt
+          ? Math.max(0, Math.ceil((new Date(d.trialEndsAt).getTime() - Date.now()) / 86_400_000))
+          : null
+        setView({ ...d, daysLeft })
+      })
+      .catch(() => {
+        if (active) setView({ isPaying: false, configured: false, trialEndsAt: null, daysLeft: null })
+      })
+    return () => { active = false }
+  }, [])
+
+  if (!view) {
+    return (
+      <div className="space-y-4">
+        <Skeleton className="h-12 w-full" />
+        <Skeleton className="h-64 w-full" />
+      </div>
+    )
+  }
+
+  // Paying company → manage view.
+  if (view.isPaying) {
+    return (
+      <Card>
+        <CardHeader>
+          <CardTitle className="text-base">Abonnemang</CardTitle>
+        </CardHeader>
+        <CardContent className="space-y-4">
+          <p className="text-sm text-muted-foreground">
+            Ditt abonnemang är aktivt. Du kan hantera eller avsluta det när som helst.
+          </p>
+          <BillingActions isPaying configured={view.configured} />
+        </CardContent>
+      </Card>
+    )
+  }
+
+  // Trialing / expired → sell view.
+  const { trialEndsAt, daysLeft } = view
+
+  return (
+    <div className="space-y-6">
+      {daysLeft !== null && (
+        <div className="flex items-center gap-3 rounded-lg border border-border bg-secondary px-4 py-3 text-sm">
+          <Clock className="h-4 w-4 shrink-0 text-foreground" />
+          <span>
+            {daysLeft > 0
+              ? `Din provperiod löper ut om ${daysLeft} ${daysLeft === 1 ? 'dag' : 'dagar'}${
+                  trialEndsAt ? ` — ${formatDateLong(trialEndsAt)}` : ''
+                }. Lägg till betalning nu så fortsätter allt utan avbrott.`
+              : 'Din provperiod har löpt ut. Aktivera abonnemanget för att få tillbaka AI, bankkoppling och inlämning.'}
+          </span>
+        </div>
+      )}
+
+      <Card>
+        <CardHeader>
+          <CardTitle>Allt du behöver för att sköta bokföringen själv</CardTitle>
+        </CardHeader>
+        <CardContent className="space-y-6">
+          <BillingActions isPaying={false} configured={view.configured} />
+          <ul className="space-y-2">
+            {INCLUDED.map((item) => (
+              <li key={item} className="flex items-start gap-2 text-sm">
+                <Check className="h-4 w-4 mt-1 shrink-0 text-foreground" />
+                <span>{item}</span>
+              </li>
+            ))}
+          </ul>
+        </CardContent>
+      </Card>
+
+      <p className="text-sm text-muted-foreground leading-relaxed">
+        {ALWAYS_FREE} Avsluta när du vill. Ingen bindningstid.
+      </p>
+    </div>
+  )
+}
diff --git a/components/settings/sections/index.ts b/components/settings/sections/index.ts
index c8a17385..c8ed7183 100644
--- a/components/settings/sections/index.ts
+++ b/components/settings/sections/index.ts
@@ -9,6 +9,7 @@ import { TemplatesSettingsContent } from './TemplatesSettingsContent'
 import { BankingSettingsContent } from './BankingSettingsContent'
 import { AssistantSettingsContent } from './AssistantSettingsContent'
 import { ApiSettingsContent } from './ApiSettingsContent'
+import { BillingSettingsContent } from './BillingSettingsContent'
 
 /**
  * Single source of truth mapping a settings section id to the component that
@@ -28,6 +29,7 @@ export const SETTINGS_SECTIONS: Record<string, ComponentType> = {
   banking: BankingSettingsContent,
   assistant: AssistantSettingsContent,
   api: ApiSettingsContent,
+  billing: BillingSettingsContent,
 }
 
 export type SettingsSectionId = keyof typeof SETTINGS_SECTIONS